By Steve Weisman
Let's accept it... in modern international, senior voters and their households face extra complex monetary, criminal and private making plans judgements than ever before--and making the incorrect judgements should be catastrophic. during this ebook, Steven J.J. Weisman, popular property making plans legal professional and host of the nationally syndicated radio exhibit "A contact of Grey," provides you with sensible, easy counsel on each one of these concerns. Written with simplicity and humor, Elder making plans uncovers innovations and loopholes for retirement, future health care, long term care, asset safety, investments, taxes, social protection, housing, Medicare/Medicaid, property making plans, alternative determination, and extra. This publication is straightforward to learn and straightforward to take advantage of, making it the quintessential source for somebody wanting to guard themselves, their mom and dad and their heirs.
Read or Download A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books) PDF
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Extra resources for A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books)
Being the good lawyer, I looked for a way out by inquiring who had told him that. His curt response was, “That is none of your business. ” And then after a pause, “Of course, I said that. ” “No, not really,” he said, “It didn’t even bother me. ” This was a recurring theme from my youth. It took me six months to learn that someone in the audience who knew my father’s next-door neighbor in Florida called the neighbor, who then trotted over to tell my father what his son was saying about him in Massachusetts.
Although a creditor may not generally consider your age when determining whether to grant a loan or credit, a creditor may consider whether you are close to retirement and whether you will soon be receiving less income. However, a bank is also required by law to consider any pension income, retirement account income or Social Security beneﬁts you may be receiving as income in determining your ability to repay a loan. S A bank or mortgage company may also consider age as it directly relates to certain elements of creditworthiness.
In addition, although utilizing such trusts is perfectly legal, a signiﬁcant number of people abuse these trusts to avoid income taxes, thereby raising the ire and the interest of the IRS. You may remember from when you prepared your income tax return the speciﬁc section where you must state whether you have an offshore trust. Even if you are operating your trust entirely properly, you may be inviting greater scrutiny of your income tax return by indicating that you have an offshore trust. And if you indicate that you do not have an offshore trust although you really do, you have committed perjury, which is a serious crime.
A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books) by Steve Weisman
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